SmartCredit.io ^Company

SmartCredit.io is a self-custodial neobank with 20,000 registered users that offers fixed-term, fixed-interest-rate collateralized loans for borrowers, personal fixed income funds for lenders, and effective use of collateral via the Positions Monitoring System. It also provides AI-driven predictive Crypto Fraud Score and Crypto Trust Score, continuous transaction monitoring, fiat on-ramp/off-ramp, staking and rewards for users, and AI API and Borrow/Lend SDK's integrations for other wallets and platforms. SmartCredit.io focuses on offering self-custodial solutions that are regulatory compliant and does not have bank run risks like other money-market based lending systems. The company's vision is to offer all the financial services that traditional banks offer, but self-custodial.